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College Education Planning Services
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 Will
you be able to afford to send your children or grandchildren to
college? For many families this is one of their biggest financial worries. And with the cost of college tuition, books, and expenses rising much faster than inflation (almost double by some estimates), there is no time like the present to start planning for your loved ones education. The diagram below outlines the education planning process we use with each of our individual and family clients. Clicking on each section will take you to a brief description of each step in the process. OUR COMPREHENSIVE EDUCATION PLANNING PROCESS  Step 1: Setup an Initial Meeting to Discuss Your Goals During our first meeting we will sit down and discuss your education planning goals. If you are a new prospective client to our firm, this will be a good chance to get to know each other. I'll find out about the education planning goals you have for your children, grandchildren, or other loved ones, and you'll learn more about the education planning process I use. If we are both feeling comfortable about going forward, we'll move on to step two. Step 2: Gather Data and Analyze Needs The second step in the education planning process is to gather the specific information I'll need in order to put together a comprehensive education plan. We'll need to know things like who will be going to college, how many years you have to save, and where the student may like to go e.g., private out of state college, UC, Cal State, Junior College, etc. Step 3: Develop a Comprehensive Education Plan Once we have gathered all of the pertinent information, I'll be able analyze the estimated cost of your various education choices, and put together a set of recommended strategies tailored to these unique needs. Step 4: Present the Plan for Your Approval After your college education plan has been prepared, I will present it for your review. This plan will include specific estimates for each educational institution of your choice, along with assumptions for inflation, interest, tax consequences, etc. Step 5: Execute the Investment* Strategy It's not enough to just come up with a good education savings and investment* plan, we also need to implement it. I will walk you through each step in process and keep you up to date on our progress. Step 6: Monitor and Modify the Education Portfolio as Necessary Education planning is not a one time event, it is an ongoing process. What may have been an excellent plan in the past may no longer match your current financial circumstances, changing family dynamics, or shifts in education costs and inflation. We'll discuss your options for ongoing guidance and analysis. Contact Us Today! To learn more about our comprehensive education planning process and how we can help pursue your financial planning^ needs, please contact us during normal business hours at 714.821.6393 or click here to fill out an online information request form. |
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Shaun Black is a registered representative registered to transact business with clients in California. ^Shaun Black is advisory licensed in the following states: California. Shaun Black is also an insurance agent licensed in California - insurance lic. OF45986. Jelena Black is a registered representative registered to transact business with clients in California. Jelena Black is also an insurance agent licensed in California - insurance lic. OE88261. If you are not a resident of the states noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities or insurance services over the internet. *Securities offered through H.D. Vest Investment Services (sm), Member: SIPC, ^Advisory Services offered through H.D. Vest Advisory Services (sm), non-bank subsidiaries of Wells Fargo & Company, 14241 E. Firestone Blvd. Suite 400, La Mirada, CA 90638. Phone (714) 821-6393 • Fax (714) 876-0753. Investments and insurance products are not insured by the FDIC or any federal government agency, are not deposits of or guaranteed by the bank or any bank affiliate and may lose value. © 2004-2008 Black and Associates LLP • Los Angeles and Orange County California